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The Sean McDowell Team

Having personally funded or directly overseen more than $2 billion in loans over the last 20 years, there are few scenarios Sean hasn't already encountered. Contact Sean today for the mortgage solution you need.

714-697-8667
Sean McDowell, The Mortgage Dad
Why Sean's Team?

When it comes to real estate financing, it's hard to know who to trust.

Consumers often have more questions than answers, and it's difficult to know who to trust for the best advice. This is an area where Sean excels — by taking the time to truly listen, understand, and provide tailored solutions, Sean sets his mortgage practice apart.

Measuring the future impact of today's decisions sets the stage for a long-term relationship with his clients.

Complete the online form below for an initial no-obligation consultation. Get Started
Sean McDowell
What Customers Are Saying

Client reviews

As first-time buyers we had a hundred questions. The team was always reachable and made sure we understood every step.

Tori P. Yelp

I've worked with Sean's team for years across multiple loans, and the level of professionalism has never dropped.

Jack K. Yelp

Everything about our financing felt personal. They stayed on top of every document without us having to chase anyone.

Sandra H. Yelp

A genuinely loyal, hardworking lender. Sean has gone out of his way for our clients more than once over the years.

Tom M. Yelp

Low stress from start to finish. Sean was easy to reach any time we had a concern, which we didn't expect.

Heather H. Yelp

A rock-solid, seasoned team. It was a relief to work with mortgage professionals who clearly knew what they were doing.

Michael D. Yelp
Mortgage Loan Types

Ten ways to finance a home

Conventional

Standard financing with competitive terms.

FHA

Lower down payment, FHA-backed.

VA

Zero-down for veterans & active duty.

Jumbo

Above conventional limits.

Fixed-Rate

Locked-in rate for the full term.

Adjustable-Rate

Lower intro rate, adjusts later.

Refinance

Lower your rate or tap equity.

Renovation

Roll repair costs into the loan.

Reverse Mortgage

Equity to income, 62 and up.

USDA

Zero-down for eligible rural areas.

Mortgage Calculator

Estimate a monthly payment

A rough principal & interest estimate — not a quote. Sean's team can get you exact numbers.

Estimated payment
$3,542/mo
Loan amount$560,000
Down payment$140,000
Principal & interest onlyTaxes/insurance not included
Resources

Education, first responders & veterans

Education

Guides on the home buying and mortgage process, plus tips to avoid common pitfalls and get to closing smoothly.

Get the buyers guide →

First Responders

Dedicated support for police, fire, EMS, and other first responders navigating a home purchase or refinance.

Talk to Sean's team →

Veterans & Active Military

Guidance on VA loan eligibility and benefits for veterans and active-duty military buying or refinancing a home.

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Free Buyers Guide

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