Home  /  Education



EDUCATION

Purchasing of refinancing a home can be pretty intimidating. The Mortgage Dad is here to help. Check out these great articles written by our team to help you navigate the mortgage labyrinth with ease. And be sure to check back often as we’ll add new helpful tips and advice on a regular basis. With The Mortgage Dad at your side, you've got this!



Why Slowing Inflation Lead A To Record One-Day Drop In Mortgage Rates

After consumer data showed that inflation cooled in October, mortgage rates fell on Thursday by their biggest margin EVER, according to data from Mortgage Daily News (MDN).

Read More

More Power To Homebuyers! 3 Ways The Housing Market Has Shifted

While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home.

Read More

Why Low Housing Inventory Is Still Preventing Prices From Crashing

“Home prices falling faster now than in 2006.”

This is a popular headline that has hit the news outlets recently, and it is causing even more panic for potential homebuyers.

We all know the media always enjoys any bit of bad news that will get more clicks and views, but more often than not they fail to dig into the data to get the real story.

Read More

Permanent vs. Temporary Interest Rate Buydown: Which One Is Right For You?

As the housing market continues to balance, we are seeing more sellers reduce the list prices of their homes to attract more buyers. But did you know that for most buyers, a list price reduction does much less to help with affordability than a rate buydown strategy does?

Read More

Planning To Refinance Your Home Loan? Here’s What You Can Expect To Pay

Refinancing your home means getting a new loan to replace your current mortgage, which could lower your monthly payment or your interest rate.

However, just like when you first bought your home, there are various costs associated when you refinance your mortgage. Here’s what you need to know if you’re considering whether refinancing your home loan is worth the cost.

Read More

1  /  2  /  3  /  4

Thinking of buying a home? Learn more about the home buying and mortgage process. Most importantly, get tips on how to avoid pitfalls and guarantee a smooth experience.

Have your FREE Mortgage Dad Home Buyers Guide delivered directly to your inbox.

WHAT ARE CUSTOMERS ARE SAYING

“They are friendly, knowledgeable, and were always accessible for questions and concerns from a first time home buyer. I felt well taken care of every step of the way.”

Tori P.



“I've been working with Sean and his team for several years now and they have continually demonstrated exceptional professional service.”

Jack K.




“I loved how personalized our experience was. Sean and his associates did an outstanding job staying on top of our financial transactions, with the utmost professionalism.”

Sandra H.


“You couldn’t ask for a more loyal, friendly, knowledgeable, or hardworking lender! I’ve been working with Sean for the past couple of years and in that time he’s gone above and beyond countless times for our clients.”

Tom M.

“Sean and his entire team are phenomenal!! They made the process so easy and with very little stress. Sean was so accessible for any concerns or questions I had which was unexpected and awesome!”

Heather H.

“Rock solid team. Dealt with Sean and Jamie, and they both got the job done. It was a breath of fresh air to work with competent and clearly seasoned mortgage professionals.”

Michael D.


“Sean & his team can’t be more accessible and accommodating with all of my questions. They are very professional and really easy to work with.”

Sue J.



“Sean and his team were top notch! They would notify us if we needed to get whatever paperwork needed, or a signature, etc...they did all the hard work for us! Their follow up was stellar.”

K. N.


PROMISE HOME LOANS


NMLS #: 2372318