Home / Mortgage Loan Types / Adjustable-Rate Mortgage / Conventional / FHA / Fixed-Rate Mortgage / Jumbo / Refinance / Renovation / Reverse Mortgage / USDA / VA
RENOVATION
Turn a Fixer Upper into Your Dream Home
When shopping for a home, you may come across properties that aren’t quite what you’re looking for but have the potential to be your dream home with some repairs or renovations. With a renovation loan, you can roll the cost of financing or refinancing a home and repairs into one loan – saving you time and money.
HomeStyle Renovation Loan
You can use a HomeStyle renovation loan to cover costs of repairs, remodels, renovations or energy-efficient improvements on a primary residence, a second home or an investment property. There are no required improvements or restrictions on the types of repairs allowed or a minimum dollar amount for the repairs. However, repairs or improvements must be permanently affixed to the real property, add value to the property, and be completed by a licensed contractor.
Thinking of buying a home? Learn more about the home buying and mortgage process. Most importantly, get tips on how to avoid pitfalls and guarantee a smooth experience.
WHAT ARE CUSTOMERS ARE SAYING
“They are friendly, knowledgeable, and were always accessible for questions and concerns from a first time home buyer. I felt well taken care of every step of the way.”
Tori P.
“I've been working with Sean and his team for several years now and they have continually demonstrated exceptional professional service.”
Jack K.
“I loved how personalized our experience was. Sean and his associates did an outstanding job staying on top of our financial transactions, with the utmost professionalism.”
Sandra H.
“You couldn’t ask for a more loyal, friendly, knowledgeable, or hardworking lender! I’ve been working with Sean for the past couple of years and in that time he’s gone above and beyond countless times for our clients.”
Tom M.
“Sean and his entire team are phenomenal!! They made the process so easy and with very little stress. Sean was so accessible for any concerns or questions I had which was unexpected and awesome!”
Heather H.
“Rock solid team. Dealt with Sean and Jamie, and they both got the job done. It was a breath of fresh air to work with competent and clearly seasoned mortgage professionals.”
Michael D.
“Sean & his team can’t be more accessible and accommodating with all of my questions. They are very professional and really easy to work with.”
Sue J.
“Sean and his team were top notch! They would notify us if we needed to get whatever paperwork needed, or a signature, etc...they did all the hard work for us! Their follow up was stellar.”
K. N.
PROMISE HOME LOANS
NMLS #: 2372318