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Purchasing of refinancing a home can be pretty intimidating. The Mortgage Dad is here to help. Check out these great articles written by our team to help you navigate the mortgage labyrinth with ease. And be sure to check back often as we’ll add new helpful tips and advice on a regular basis. With The Mortgage Dad at your side, you've got this!

Is The Housing Market Correcting, or Crashing?

There are growing concerns among U.S. homebuyers about the overall health of the housing market – and for good reason.

Over the past two months, the market has definitely begun to slow down. Increasing homeownership costs are shrinking the pool of potential homebuyers and forcing some sellers to lower their prices.

Beware Fake News On Housing – Slowing Does NOT Equal Crashing

Be on the lookout for fake real estate news!

The amount of misinformation about the real estate market reached new levels this week. There have been reports that 48% of home prices are being reduced, and that higher interest rates are completely tanking the market.

Why The Lowest Rate Isn’t Always Best (And Three Other Factors to Consider)

Mortgages are confusing and involve a lot of moving parts. Interest rate is one of those parts, but its importance and impact on your mortgage are often overstated because it is a metric that everyone can understand. Low interest rate = less money = good deal, right?

How Owning A Home Protects You From Inflation

Rising inflation can have a significant impact on your personal finances. When your paycheck doesn’t go as far this month as it did last month, your budget can start to feel the crunch.

When Your Home Builds Wealth, Why Rent?

Rents across the nation are increasing at an alarming rate.

One-bedroom rent has gone up 10.7% and two-bedrooms are even higher at 13.1% according to the Zumper National Rent Report.

Understanding Your Monthly Mortgage Payment

When you get a mortgage to buy a home, it’s important to understand the breakdown of your monthly statement. This will help you keep track of your finances, and to help you figure out your timeline of when you should be able to pay off your home loan.

The Truth About How The Federal Reserve Impacts Mortgage Rates

On Tuesday, Federal Reserve Chair Jerome Powell underscored the Federal Reserve’s determination to keep raising interest rates until there is clear evidence inflation is falling.

Entrepreneur Home Loans: The Best Mortgage Solution for Self-Employed Borrowers

Buying a home as an entrepreneur comes with a host of unique challenges, including: The need to close before you have two years of tax returns.

What Are Mortgage Points – And How Do They Work?

When mortgage rates rise, borrowers scramble to find ways to get the lowest possible interest rate. One option is to pay mortgage points to “buy down” your rate.

Debt-to-Income Ratios: What They Are, How They Are Calculated, And How To Lower Yours

Every mortgage loan available requires some sort of income verification and debt ratio calculations. This is a good thing because it ensures that homebuyers can actually make their mortgage payments.

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Thinking of buying a home? Learn more about the home buying and mortgage process. Most importantly, get tips on how to avoid pitfalls and guarantee a smooth experience.